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Get Your Resolution Ready for the New Year

Unemployment in the United States is at an all-time low say all the news stories, but the reality is that things are good for some people, but for many Americans the New Year is not so rosy; in fact it is downright grim

A few statistics reported from a Federal Reserve survey of more than 12,200 Americans about their finances and a new United Way report on finances paint a much darker picture.

  • Forty percent of American adults don’t have enough savings to cover a $400 emergency expense such as an unexpected medical bill, car or home repair.
  • Forty-three percent of households can’t afford the basics to live, according to the United Way study.
  • More than a quarter of adults skipped necessary medical care last year because they couldn’t afford it.
  • Twenty-two percent of adults aren’t able to pay all of their bills every month.

The simple reality is that a substantial number of jobs in the current economy do not pay enough money for people to live sustainable lives. While many people combat this by working multiple jobs, there are issues of child care, health, and stress that come with multiple wage earners in multiple jobs

The goal should be to make more in a first job. Having more to offer an employer is one good way to increase earning power. For people in the construction trades, acquiring certifications for advanced and specialized skills provides a competitive edge for hiring and advancement. Advanced certifications can lead to promotions and higher paying jobs

According to the Bureau of Labor Statistics, jobs in plumbing, pipe fitting, HVACR, fire sprinkler fitting and welding industries will be the 9th fastest growing job sector moving into 2020. The National Inspection Testing and Certification Corporation provides training and certification programs to both people considering jobs in these fields and people already in them as tools for advancement and a more secure financial future.

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